Stupid, rude and unmannered…

These people are full of nonsense. They are rude and abrupt. I had an account with woolworths 8 years ago and I have not heard or seen any statements for the past 6 years. I have been in and out of prison due to a drug problem. Now all of the sudden I get calls from them on a weekly basis with threats. I have asked them to please give me a judgement letter but they refuse to. I have told them that I am not working at the moment and will make arrangemets next year and 10min after that I get another message that I must pay R1238.65 immediately to avoid legal action. These people are stupid rude and unmannered they do not seem to understand anything.
 
Regards 
(Name withheld)

Still phoning…

HI THERE!!!
This is the second time I e-mail you for some advise for getting MBD to stop phoning me  and sms me for unnecessary information and reminders that I must pay them.
They phoned me again today and I told the lady in a rather crude way not to phone me which was probably not the right thing to do.
Each month I pay them on date but they keep phoning & sms’ing me,charging me for it.How can anyone get out of debt if they keep loading your account such tactict’s?
 
If you can assist me with any advise or help me just to get them stopping their tacticts I would be gratefull.If their is any fees I payable I would gladly pay it.
Further more i requested a breakdown of the account,which I got but in a unknown format which I can’t open on my pc.I contacted them still no response.
 
Can you please help me
 
Thanks: (Name withheld)

Virgin Active – again

I Have been a victim of MBD far too long.After paying my account of R980-00 in cash in at Old Eds Virgin Active 14-12-2007 belonging to my brother!!!.
I was harrassed by MBD I still have not received a beakdown of actual legal fees and rates charged by them and for what.
Today I get a call and being told I owe a whopping R845-00 on fees after all this time!!!
I am lodging complaints with www.fathers-4-justice.co.za and with www.issa.org.co.za against the firms obviuos misuse of power.
Legal fees are charged beyond certian prescriptions and mismanaged. I also will try and get Debra Patta at 3rd degree on this, so I reqeust everyone to lodge individual complaints to the above mentioned parties to get action taken now!!!!

Hi There

Thanks for this letter and your attempts to get 3rd Degree in on this. I am currently speaking to Carte Blanche and a few other prominent journalists to the same effect.
If you are succesful with 3rd degree, please contact me as I have a large database of other victims who all want to speak out and have copies of their communications with this scourge, parading as a legal business…

– MBD Victim

SMS’s and phone calls

…..WHEN MBD TOOK OVER THE BILL AMOUNTED TO R13000 TO R14000 NOW. EVERYTIME I ASK FOR A BREAKDOWN AS TO WHY SO MUCH. THEY SAY THAT THEY WILL EMAIL IT TO ME AND POST IT TO ME,I ALSO GAVE THEM MY FAX NUMBER. ITS BEEN 3MNTHS NOW AND NOTHING.
I EARN VERY LITTLE AND BY THE TIME THE DIRECT DEBITS ARE DONE WITH ME I HAVE +/-R500 LEFT WHICH I DIVIDE AND PAY MBD EVERY MONTH BUT RECENTLY I HAVE NOTICED THAT MY OUTSTANDING BALANCE IS NOT DECREASING BUT INCREASING.
I GET HARASSED NEARLY EVERY 2ND OR 3RD DAY WITH CALLS AND SMS’S. I AM MAKING PAYMENTS EVERY MONTH BUT THEY JUST KEEP CALLING AND SMS’ING. I DONT KNOW WHAT TO TO NOW. I AM FLAT BROKE.

Hi There

Firstly, do not pay them anything! Looking at their reported track record, it seems that MBD has absolutely NO interest in actually recovering any debts – they only want to inflate the alleged amount that you owe, in order to continue receiving payments from you. That is why you are getting all the sms’s – they charge you for them…
I would suggest demanding a detailed account, as well as a subpoena before you pay them anything.
I am prepared to bet any amount that you will never see the paperwork, as well as any subpoena.
Theey are not acting like real lawyers, but ‘Debt Farmers’

– MBD Victim

Foschini and minors

I was 17 when I openend a account at Foschini. I was still a minor and just got out of school. I couldn’t really afford this account but took it because I thought it would be cool. As a result Foschini handed me over to MBD Attorneys. The amount outstanding on my account was about R600. MBD attorneys have not phoned be in the past 3 years and now suddenly out of the blue they phone and sms me daily. When I asked how much I own they said R4000 and something!!!
This is ridiculous. Is it even legal to give an account to a minor??

Not Telkom

And here we go I am so sick of MBD Attorneys that I can vomit.
My outstanding debt is with Telkom (or so they say) this debt goes all the way back to 2002. I moved out of a home where I had a telkom line and fax line, I cancelled both and Telkom cancelled one.
Every single year since 2005 I have had MBD attorneys call me for at least 4 months of the year, then we go through the whole process, I call telkom, Telkom tells me that the affidavid I gave them and proof that I no longer lived there means the debt has been cancelled yet MBD attorneys continue to phone and harass me, and just you say to them, I am not giving you my home address, the the verbal assult really starts. They even had the audacity to tell me that I should go to telkom and check that they have actually cut it off and if not I should have cut it off…..go figure, are there people for real.
I wil not pay them, this is not my debt and I am sick to death of this year on year onsluaght!!

Hear hear! We are all with you! Please keep record of all your dealings with MBD as we are close to a big ‘showdown’ with these parasites.

– MBD Victim

Cell C

Hi,

I’m also a victim of MBD. I was in a legal battle for money owed to me myself year before last, and contacted all my creditors and kept them up to date with the procedures as they arose. Mostly all our creditors where very patient and when we did eventually get our money paid in all the debt we had incurred.

All where happy it seems with the exception of Cell C. I thought that all was in order since I kept them up to date, even though Cell C discontinued my out-going calls facility. When I made the final EFT payment in September 2006, I used my cell phone number as a reference, and contacted them to make sure that they had received payment, which they did, and to get them to re-instate my call facility.

To my surprise Cell C had given my number to another subscriber, and that Cell C had cancelled my contract without any notification to me. A year later a receive a call from MBD informing me that I owe Cell C money and they have listed me on ITC, without any notification to me. My last payment was not even reflected in the statement from Cell C. I did not receive any invoices or statements in connection with my account since February 2005, when they decided to cancel my contract. (They sent me invoices and statements via email).

Then the MBD calls and sms’s started. I got so fed up that I instructed my attorney to deal with the matter. I keep good records and gave him all the copies etc he needed. He has been unfortunately not been able to get hold of anyone who is willing to assist him in clearing the matter either.

Each time MBD call me I refer them to my attorney, but still keep getting the sms’s and calls. I’ve kept these sms’s on my phone and file. We are seriously looking at getting our own recording device to record these conversations. Each time I tell them that the account has been paid in full and that I have proof of that , but they want me to fax through the proof of payment. As far as I’m concerned, my records are up to date, if they have the account why aren’t theirs.
My postal address has remained the same in 25 years. I have moved twice in 19 years. I forward all my calls to my cell when out of the office. If they say that they could not contact me or that I was not traceable, then that’s not at all true. No one can use the excuse that I was not traceable if they want to use that as an excuse of not being able to contact me.
I’ve learned a very hard lesson. I will never sign another cellular contract or any other contract for that matter especially without any legal advise. I pay only cash.

PS. Cell C cleverly contacted me on my pay as you go by offering me another Cell C contract telephonically. I’m almost sure that this is how they keep track of new contact numbers of old subscribers, to check on them and have MBD harass them.

My only concern is that by the time we get together that the law has changed again in their favour.

(Details withheld)

Hi There

I do not think that you have to worry about the law changing in the favour of this ‘legal firm’ As far as I know these kinds of practises ended after the Inquisition and Darl Ages and most countries have moved on with more modern laws… This ‘legal firm’ (and I use the term very loosely) has only found a loophole and is exploiting it. This is something that we CAN beat.

Regards

MBD Victim

More Harassment

I got an SMS on Saturday morning at 8:00 saying….PLEASE CALL 011 560-4619 QUOING…….. I called them and was told that i owe them R60.00 outstanding in 2006. It’s really stressing cause the ladies that i spoke were very rude and useless. They said i was supposed to keep all my bank receipts and i have to re-fax them.

It’s really frustrating cause Felicity and Lauren – the ladies that i spoke to were very rude.

This is not fair cause someone is not doing herjob in theirofrfices and i have to pay for their lazyness.

(Details withheld)

Hi There!

I have some bad news for you… Looking at the track record this company has, I don’t think that it has anything to do with laziness. It is more of a well thought out system to enslave you into making regular payments, that will never end… Please read my post on ‘Debt Farming’

– MBD Victim

Zimbabwe!?

I remember having an account with Woolworths in 1995. That was the last time I bought from them.

Last year (2007) I had 2 of MDB’s consultants contacting me to say that I owe Woolworths. I told them the account has been paid and they should not call me again because I will speak to the National Credit Regulator. They stopped calling me.

Yesterday 10/04/2008 I had a call from a consultant called Edward, telling me that I owe Woolworths. I told him that the account was paid up and he said they still have an outstanding amount. I told him that I will not pay an account that has been settled. He said bye.

Today 11/04/2008, I got another call from a Nomsa, asking me to pay up. I told her that I will not pay and they should stop trying to get money from people that are paying their accounts. They should focus on people that do not pay. She told me that I want this country to be like Zimbabwe (what she meant by that comment, heaven only knows).

I just happen to spot your website and I suddenly got more insight. How do I get these people off my case?

(Details withheld)

Unfortunately, it does not look like one will ever get rid of these parasites by conventional means – paying them does not look like an option either, as I have yet to find someone who has been successful by doing his… Please keep record of all communications that you have with this company – we are going to ‘fix’ them soon!

Yes, the Zimbabwe comment is strange. One would think that they are the ones acting like Mugabe’s government, if the readers’ letters are anything to go by…
– MBD Victim

Proof of payment not available…

Hi

I cannot believe what I have read on these sites. I thought I was all alone in my quest to try and clear my debt with these vultures. I am harasses at work and at home at all hours and any day of the week. They obviously don’t take a rest.
I have an Edgars, Truworths and Woolies account with them. Yes, I ran into financial difficulty and therefore fell into their clutches. The Edgars account was an old account and the amount owed at the time was around R2000. It is now over R11 000. Are we not only liable for the principal debt? Do I contact the retail facilities themselves and ask them for the initial amount handed over? This seems to be a nightmare I cannot get out of. To be honest I have lost all patience with them and normally become very abusive to whoever is calling. The excuse of not being able to “find” my payments on their system is scary as I have proof of all payments made.
What do I do? I am at the end of my tether. Please help.

The best advice I can give you, is to make any payments that you are inclined to make, to a law firms trust account (NOT MBD) and demand that they subpoena you for the debt, with a full, detailed account that outlines all the fees charged. They probably won’t, (as it is not in their own best interest) but you have at least started a proper legal process then. DO NOT PAY MBD a sent! You will (from all accounts) never get rid of this parasite by paying it…
We will soon launch our media campaign against this co and I believe the sparks will start flying any day soon – we will not let MBD and Fans Basson get away with this!!!
MBD Victim